Use our handy checklist to make sure that you have all the required documentation before applying for a loan.
Documents for all Applications |
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| Fully completed application form |
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| Copy of ID of all participants |
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| Proof of income of all participants (salary advice) |
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| 3 months bank statements where income is reflected (non client) |
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| Property details |
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| If recently employed/new employment: full letter of employment and latest payslip |
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| Employer's Guarantee |
| Z573 if employee of the state |
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| Letter of intent/ letter of guarantee if the customer is not an employee of the state |
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Documents per bond |
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| New Loan |
| Offer to purchase, signed by all participants |
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| Switch |
| 6 months bond statements |
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| Building loan (also further advance / building) |
| Copy of provisional plans |
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| Detailed quote / tender |
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| Contact details of builder |
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| NHBRC certificate from builder |
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Documents for self employed applicants and other legal entities |
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| Commission earner |
| 6 months commission statements |
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| 6 months bank statements reflecting commission |
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| Self employed |
| Letter from auditor comfirming income (not older than 1 month) |
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| Latest company financial statements |
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| 6 months business bank account statements |
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Documents for all (Business, CC,Company, Trust) |
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| Latest financial statements signed by client |
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| Letter from auditor to confirm income |
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| 6 months bank statements (Business, CC, Company, Trust) |
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| Resolution |
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| Closed Corporation |
| CK1 & CK 2 |
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| Companies |
| CM1 - Certificate Incorporation |
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| CM2 - Memorandum and Article of Assosiation |
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| Trust |
| Copy of Trust Deed |
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